Banking in America began in 1791, soon after the United States declared independence. Congress established the nation’s first central bank with eight branches. Today, with more than 11,000 banks, 2,000 savings and consumer credit loan associations, and 12,000 credit unions in the United States, you have a wide array of financial services from which to choose. A trip to the bank may be a visit to an automated teller machine (ATM) in the mall or a quick look at your savings account balance on the Internet. Your choice of financial services will depend on your daily cash needs and your savings goals. (more…)

Nearly 20 million Britons are to holiday within the UK this year as vacations abroad become an over-expensive luxury.
That is according to Sainsbury’s Finance, which suggests the number equates to 63 per cent of all UK citizens planning a break this summer.

A total of 19 per cent of UK-bound holidaymakers cited poor finances as the specific reason for vacationing at home. (more…)

As we all struggle to keep savings and preparing for possible income losses should we find ourselves the recipients of a pink slip, there are still a few places where money isn’t everything and it may be worth it to spend a bit more in some areas. Here are a list of things where more money the better seems to be your best bet. (more…)