To make the most of your buying power, consider trade-offs. Suppose that you buy a sound system with a credit card instead of waiting until you have saved enough money to pay cash for it. You get the pleasure of having the sound system now. However, you may pay a higher price in the long run because of fees and credit card interest rates the credit card company charges for use of the card. (more…)

It’s a cocooner’s dream. You can now shop around and buy anything from a leather bomber jacket to a bottle of Bordeaux without ever once stepping outside the confines of your home. While somewhat slow to take off, the Internet is fast transforming the nature of shopping as more and more retailers set up shop on the World Wide Web. Some advantages are readily evident round-the-clock access, virtually unlimited shelf space, and the sheer convenience of being able to select and order an item with a few clicks of a mouse are transforming the Internet into a veritable shopper’s Mecca. (more…)