Personal Finance Money Management Guide 2010

Savings of more than a couple thousand dollars is not as difficult as it seems. I will not harangue you "You can do it" or "importance of saving," or "why not save can kill you before the world ends in 2012." No. Not at all. Here are some suggestions on how you can actually save a few dollars, if not couple of thousand people, next year.

1. Calculate how much money you spend buying paper towels. It can be very important, but why waste money on these documents when they can be replaced with cloth napkins. Even spending a dollar on the available documentation seems to be a waste. (more…)