• financial statement
  • financial freedom
  • credit card management
  • saving-cash

Financial Counseling Process: Credit Cards and Debts

Financial counseling is assisting clients in the development and creative use of all their resources to achieve economic financial security or well-being by generating alternatives from which the client chooses. Ultimately the client is assisted to improve quality of life with less wasteful resources. The processes are: (more…)

28.03.2011

Can You Afford a Home? Housing Ratio and Debt Ratio

The median price of a home as you read this article was running over $200,000. Don’t forget to throw in maintenance, insurance, and property taxes. To see if you can afford a home, with a mortgage, why not do the calculations that lenders do—before you get in over your head? (more…)

30.06.2010