Owning real estate will still be a good idea in the twenty-first century. However, it will be for different reasons than in the past. In the foreseeable future real estate will not increase in value as it did during the 1970s and 1980s.

The real estate boom was an anomaly directly traceable to the uniquely huge baby boom generation driving up the demand for a limited number of houses. (more…)

Most of my clients put themselves last when it comes to paying out money. Each month they write out checks to pay their credit card bills, mortgage, telephone, utilities, cable television, and everything else. They tell themselves that if there’s anything left over after paying their bills, they’ll try to save it. Of course, there’s never anything left over. (more…)

You go to a doctor for routine checkups, right? Now it’s time for routine and (we hope) soon-to-be periodic financial condition analysis to make a proper and thorough examinations of your personal finances situation. The great news: Unlike when you go to a doctor, there’s no charge for these analysis exams. Consider this website as your only co-payment. (more…)