In examining your financial condition and setting financial goals, you succeeded in nailing down where you are and where you’re going financially. But it’s important that you conduct these exercises at least annually. Keep the cash in a checking account, and watch it disappear! Wouldn’t it be better to put all the money you’ve saved on that extravaganza toward financing your child’s pay college education? (more…)

You don’t need to make big changes in your lifestyle in order to reduce credit card debt. Small changes to the way you live can result in a lot of extra money that you can use to pay off debt and get on your feet financially. If you want to buy a home, retire, buy a new car, look for a new job, or do any of the things that you need a good credit rating to do it’s in your best interest to pay off as much of your credit card debt at possible. (more…)

Well, as most of you may know by now; Washington is too busy bailing out the mortgage companies to help homeowners. Therefore, if you are having trouble making your monthly mortgage payments it is important to know that the existing bankruptcy laws provide several options. To determine if you can/or should keep you house, follow these steps:

Create a budget: (more…)