Increasing your savings is the key to establishing a sound financial future. The more you save, the better you will be able to handle unexpected emergencies and the sooner you will be able to meet your financial goals. If you save large amounts, it may be possible for you to retire comfortably and to send your children to college. Best of all, money that is saved earns interest income. (more…)

I have an old Macintosh Plus computer at home that I use to do my personal bookkeeping and correspondence. It has been upgraded as far as possible, which admittedly isn’t much, but it continues to serve its purpose well. A few month ago the “7/&” key stopped working. I brought the machine into the local computer shop for repairs. They looked at me like I was nuts. “We use those as door stops,” the sales clerk joked. “It’s going to cost you about $200 to repair and clean that up,” he said. “Don’t you think it’s time to buy a new one?” “Sure,” I said, “if you’ve got one for $200.” (more…)

Once in a while everyone has a dream, dreaming of having a shopping spree after winning the lottery, and buy only what they wanted and ever imagined. Even though if you know you will never be in such situation, it is fun to think that. Just by thinking such a fun thing and I bet most people believe that it would make them happy. But how you can save money if you have spending or shopping addiction? (more…)

Save money by spending? Sure, that’s a principle that every purveyor of special offers wants us to believe in. At 20% off, you’ll save hundreds if you only buy enough of whatever. Yeah right!

But there is a way in which judicious spending can help you save money — lots of money. And it’s a technique that I’ve learned from successful dieters and fat loss plans. (more…)

In this current deep economic crisis, a good negotiation skill is a must for shoppers. Not only you will get a bargain price for the same goods or service that you need, you will save some money as well. Having good negotiation skills can make the difference between financial survival or financial failure.

Saving money during economic crisis is not an automatic slam dunk. You will be surprised that so many uninformed buyers are still paying product or service with too much money. Do you know why? It is simple because the buyers do not know how to negotiate to get a good bargain. (more…)

During this hard time due to economic crisis, we have to find a way to survive. Income becomes less and you are considered lucky if you still receiving your recurring monthly salary. Your spending power is diminishing because all goods prices and services are soaring up. Saving money is become a main priority for families and willingness to save every dime is a must. Family saving money is an important topic to discuss because the effect will be surprising. It can change family financial situation in the long term. (more…)