The first thing when setting financial goals automatically should be an emergency savings plan fund designed to cover six months’ worth of living expenses. Make sure it’s enough to cover any emergencies—like a job loss, car repair, medical or dental expense, or natural disaster. This way, you won’t have to tap those high-cost credit cards crisis! Plus, if you have any investments, you won’t be forced to cash them out when they’re down in value. (more…)

At the start you were good checking out what’s going on with your cash loans and credit card debts only to lose interest in the long run. Tracking your loans helps you manage your debts and reinstates on you on the black fast.

The Debt Tracking Game

Like the stock market, your credit card debts and other loans shift or fluctuate. (more…)