Take out your last checking account statement. Add up all ATM withdrawals. Now, tell me where the money went. If you’ve got a really good memory you can probably recall $.75 of every dollar. Most of my clients have a hard time remembering more than half their cash expenditures. Since the best—in fact, the only—way to cut back on unnecessary spending is to figure out exactly where your money is going, you’ve got to improve that percentage. (more…)

How do you manage your money? Nowadays, it is important to make sure that the money you have is well-managed, especially since for some, expenditures have gone up while income seems to stay at a fixed rate. Below are some tips on how you can manage your hard-earned money. (more…)