Money management is one of the few arts that dominate and almost not taught. A couple of months ago I had the privilege to attend a family conference of entrepreneurs in Huntsville, USA, with my daughter. It was very interesting, since 50% of the public had less than 20 years of age. (more…)

Successful financial plan must include or take into account the following condition:

- It is based on ‘hard’ facts, such as age, earnings, health, investments; and ‘soft’ data such as attitudes, beliefs and values.

- The plan must be a clearly written, logical document that uses language appropriate to the individual. (more…)

Debt can be crippling and debt management is a skill that not everyone possesses.

To be fair each individual has their own specific problems and cases of debt are different for everyone as is the strategy to escape. There are a number of fundamentals though that everyone used to follow, but somehow over the years these have slowly evaporated. (more…)

Debt management is increasingly becoming a necessity in our lives. It refers to the proper planning and organization of finances in order to keep a minimum debt balance. Debt management aims at lowering our debt and helping us maintain our credit rating.

Up until recently, it was extremely easy to obtain credit, (more…)