Credit repair can be intimidating. Even when the items on your credit report are completely invalid and you have every right to get it removed, it can still be a daunting prospect to issue the disputes and wait for the answers. It can also be time-consuming and frustrating. (more…)

Do it yourself credit repair is not for everyone. There are many companies offering kits that provide guidelines, sample letters and “easy step by step” instructions. The fact of the matter is, unless you already have an understanding of how credit repair works and you have an enormous amount of patience and a high tolerance for frustration, then there is no such thing as “easy steps”. (more…)