Financial counseling is assisting clients in the development and creative use of all their resources to achieve economic financial security or well-being by generating alternatives from which the client chooses. Ultimately the client is assisted to improve quality of life with less wasteful resources. The processes are: (more…)

There seems to be an abundance of activity on the financial literacy front. Vitt et al. (2000) identify 91 programs offered by schools, Cooperative Extension, colleges (including community colleges), the military, faith-based organizations, community groups, employers, and others. The National Endowment for Financial Education lists over 150 educational resources from a wide range of agencies, organizations, and firms in its Economic Independence Clearinghouse database; many of these materials are available in multiple languages. (more…)

The lack of ability to work due to disability is a stressful time, not only physically but also emotionally. The uncertainty of the future, as for how to provide themselves and their family the support of living are some of the questions when they are confronted with a serious illness or injury. Find out about Social Security, supplemental security benefits, and disability at www.ssa.gov. (more…)