Renting a home or apartment is an issue of broad interest. That’s because, whether you’re still in school or not long removed, chances are fairly good that you’re renting, are thinking about renting, or, at the very least, are giving some thought to changing a renting arrangement. Obviously, this article can’t go into the particulars of all sorts of rental situations if nothing else, market conditions are drastically different across the country but we can touch on some major points to help with your rent (more…)

Savings and investments that often expose the investor to inflation risk usually fall into the ‘safe’ category. For example, private investors tend to think of building society certificate deposit accounts as risk free. If the intention is to avoid the loss of the original capital then, provided we stick with the well-regulated UK building societies and other deposit takers (including Internet accounts), money on deposit should certainly be safe from capital loss. (more…)

One of the most well-known types of certificates of deposit in term of duration term is certificates of deposit of 6 months. But do you know that certificates of deposit are available with maturities between 7 days to 10 years? In the course of the certificates of deposit, your money you’ve invested is difficult to withdrawn, unless you want to get hefty consequences. (more…)

Money market funds have it all over bank savings accounts and interest-bearing checking accounts when it comes to being a good place to stash your savings. Money market funds are, in fact, a type of mutual fund, the difference being that the price per “share” sticks at $1 and never changes. That, from a purely technical standpoint, makes money markets riskier than checking and savings accounts. (more…)