Who is Your Best Personal Financial Consultant?

Personal Financial Management is a skill that really an important skill, and therefore can be learned like any other skill in life. No body is born with this ability. Even the best financial managers who control the budgets of the largest companies in the world can be bad at managing their personal finances, they have not been trained. Did you know, for example, that most of those who consider themselves experts in managing personal finances, including the humble author, have suffered greatly from the financial crisis in his life that might not even be able to imagine?! (more…)