The lack of ability to work due to disability is a stressful time, not only physically but also emotionally. The uncertainty of the future, as for how to provide themselves and their family the support of living are some of the questions when they are confronted with a serious illness or injury. Find out about Social Security, supplemental security benefits, and disability at www.ssa.gov. (more…)

The fundamental objective of insurance is to provide a means to offset the burden of financial loss. Think of insurance as an alternative method of dealing with risk. You are paying an insurance premium (small cost) to avoid paying the total cost for a catastrophic loss (such as your house burning down).

A sound insurance program should answer the “what ifs” in your life. For example: (more…)