Money management is one of the few arts that dominate and almost not taught. A couple of months ago I had the privilege to attend a family conference of entrepreneurs in Huntsville, USA, with my daughter. It was very interesting, since 50% of the public had less than 20 years of age. (more…)

One major key to controlling your debt—as you no doubt have heard before—is to stop paying interest on all loans. Revolving interest can be a money management killer.

Please take note that if you could not control your debt, your debt will control you. In current financial condition, debt is an all important element of your personal financial planning. (more…)

Having debts and personal loans are some of the most challenging and expensive thing that you can have. The stakes are very high, and the charge are high fees for missed payment and nonpayment. A more aggravating are the “small” debts that they have with credit cards, (more…)

For several months we have been hearing information about Sovereign Wealth Funds (SWF), without knowing exactly what they mean. In this issue we make a brief introduction and explain why they are so especially useful in times like this.

SWFs are state funds that grow as a country is successful in (more…)

There’s no denying that college is expensive, but with some planning, budgeting, and these 5 simple tips, you’ll discover that funding an education might be easier than you think. And whether you’re saving for yourself or saving for your children, following these five basic guidelines will help make sure you can pay for one of the most important investments you’ll ever make. (more…)

Nearly 20 million Britons are to holiday within the UK this year as vacations abroad become an over-expensive luxury.
That is according to Sainsbury’s Finance, which suggests the number equates to 63 per cent of all UK citizens planning a break this summer.

A total of 19 per cent of UK-bound holidaymakers cited poor finances as the specific reason for vacationing at home. (more…)

You might wonder why the word “bad” is prefixed to the words “debt loans”–as if there were any other! Yet that is exactly the case. There are good debt loans and bad debt loans, and the wiliest consumer knows exactly what the difference is.

Firstly, let’s define what we consider good and what is considered bad about debt. Is there any debt which meets the former criteria? If it’s not obvious, take a moment to think about it. (more…)

Debt can be crippling and debt management is a skill that not everyone possesses.

To be fair each individual has their own specific problems and cases of debt are different for everyone as is the strategy to escape. There are a number of fundamentals though that everyone used to follow, but somehow over the years these have slowly evaporated. (more…)

Debt management is increasingly becoming a necessity in our lives. It refers to the proper planning and organization of finances in order to keep a minimum debt balance. Debt management aims at lowering our debt and helping us maintain our credit rating.

Up until recently, it was extremely easy to obtain credit, (more…)

In light of the present liquidity crisis and credit issues, debt help is something that everybody seems to be in need of. There are many debt solutions that are being offered to deal with the prevailing problems. One of these is the Individual Voluntary Agreement which is one of the alternatives to bankruptcy. (more…)