How would you like to have a direct deposit on your account for each time you fill up your gas using your credit card? Sounds like a great deal, isn’t it? This is what you can get when you have a gas credit card. You will have discounts or rebates of every credit purchase you make for your fill ups. (more…)
Is your investment dissatisfying your earnings? Did your broker put your investments continued to decline in 2009? In this situation, you will need to refresh yourself with some basic information about money management and investing. The investment should not be scary, difficult or time consuming even for average person. By knowing a few simple steps to become your own money manager, you can realize your investment can grow your money and reduce your stress and anxiety. (more…)
Paying cash means making some lifestyle sacrifices. However it has a concrete financial benefit: It will keep you from drowning in a sea of red ink on your voyage to the new economic world. But it also has an added emotional benefit: It adds meaning and value to the things you do buy. (more…)
Personal finance crisis management (that’s actually what I was urging them to do by focusing on the problems at hand) is not satisfying in the long term. On the practical level, we can only bail so fast. Unless we figure out what’s punching the holes in our lifeboats we’ll eventually sink and drown. On the emotional level, we all need answers to such fundamental questions. We need to feel we’re standing on a firm foundation, a set of rules. We need to feel there’s some order to the universe. We need to feel we are in charge of our lives, or at least that we can be if we choose to seize the reins. (more…)
For a small family with 2 or 2 kids, weekly shopping bill could seriously put a hole in your paycheck. If you really think seriously that you could save thousands each year for shopping, you could use those thousands you can save from saving to reduce your mortgage or go on vacation every year. (more…)
Over the years, seems people are having busier lifestyle. Online banking is one of the great new technologies to help simplify our personal finances. There are many great advantages of getting used to online banking. It is not only helpful but can also save your money and time. (more…)
Money management is one of the few arts that dominate and almost not taught. A couple of months ago I had the privilege to attend a family conference of entrepreneurs in Huntsville, USA, with my daughter. It was very interesting, since 50% of the public had less than 20 years of age. (more…)
Given the current economic outlook and after confirming the inmediatarecesión of international trade and the contraction of the first economies in the world, our politicians should consider different contingency plans.
Intuitively, many people know that if interest rates are low is not the time to spare, and if interest rates are high is not the time to invest (at least borrowing). Therefore, people are always outstanding read the newspaper, listen to the news on television and listen to renowned economists to know your views on the future of interest rates. (more…)