Having debts and personal loans are some of the most challenging and expensive thing that you can have. The stakes are very high, and the charge are high fees for missed payment and nonpayment. A more aggravating are the “small” debts that they have with credit cards, (more…)

I have an old Macintosh Plus computer at home that I use to do my personal bookkeeping and correspondence. It has been upgraded as far as possible, which admittedly isn’t much, but it continues to serve its purpose well. A few month ago the “7/&” key stopped working. I brought the machine into the local computer shop for repairs. They looked at me like I was nuts. “We use those as door stops,” the sales clerk joked. “It’s going to cost you about $200 to repair and clean that up,” he said. “Don’t you think it’s time to buy a new one?” “Sure,” I said, “if you’ve got one for $200.” (more…)